Bac Bo does not give every Tie the same payout. With the published paytable used below, a tied total of 6, 7 or 8 pays a Tie bet at 4:1 profit odds; tied totals of 2 or 12 pay 88:1. The number that matters is the shared two-dice total, not how many dice show the same face.
For example, Player rolling 4 + 3 and Banker rolling 6 + 1 creates a Tie on 7. The dice look different, but the two totals are equal, so the Tie bet qualifies at 4:1. Four sixes instead create a Tie on 12 and qualify for the 88:1 tier. Neither result requires a second bet on the specific total in the paytable being explained here.
Dubai7 has put this guide together from Evolution’s Bac Bo explanation and win2day’s published Bac Bo terms. The worked accounts use that stated schedule, including its treatment of Player or Banker stakes on a Tie. They are invented teaching examples, not live results, screenshots or confirmation that our registration destination currently offers this game.
Add two dice per side; do not use baccarat’s last-digit rule
Bac Bo has four dice: two for Player and two for Banker. Add the two Player dice for one total, and the two Banker dice for the other. When the totals differ, the higher total wins. When they match, the final shared total selects the Tie payout tier.
Keep totals such as 10, 11 and 12 intact. A Player 6 + 6 is 12, not 2. Against Banker 5 + 6 = 11, Player wins; it is not a Tie and it does not become an 11-versus-2 Banker win. The words Player and Banker do not bring card baccarat’s scoring procedure into a dice game.
You also need both finished totals. Seeing one six on each side is not yet a Tie on 6: each side still has another die to include. The payout check belongs to the completed four-dice result, not an intermediate equal score while other dice are moving.
The full Tie table, with a 10-unit stake worked out
These are profit odds. A winning 10 stake at 4:1 earns 40 profit and returns 50 in total. At 88:1 it earns 880 profit and returns 890. The winning stake is included once in the return; it is not an extra prize to add again afterwards.
| Shared final total | Tie profit odds | Total returned on a winning 10 stake |
|---|---|---|
| 2 or 12 | 88:1 | 10 + 880 = 890 |
| 3 or 11 | 25:1 | 10 + 250 = 260 |
| 4 or 10 | 10:1 | 10 + 100 = 110 |
| 5 or 9 | 6:1 | 10 + 60 = 70 |
| 6, 7 or 8 | 4:1 | 10 + 40 = 50 |
A Tie on 7 does not receive 88:1 simply because the advertised maximum says “up to 88:1.” That maximum belongs to the endpoint totals. Equally, a screen showing “4x” needs its own definition: a profit multiple and an all-in return multiple are not interchangeable. Our table explicitly uses 4:1 profit odds and includes the original stake in the final column.
The same table works for different pairs making the same shared total. Player 1 + 6 versus Banker 2 + 5 is still a Tie on 7, as is Player 3 + 4 versus Banker 6 + 1. Matching the individual dice is not an additional requirement for this Tie bet.
A Tie bet wins, but a Player bet is a separate account
In the win2day terms used for this example, a Tie returns 90% of a Player or Banker stake. That is a partial return, not a full push: a 100 Player stake returns 90 and loses 10. Check this rule separately from the Tie paytable; do not copy a full-refund rule from card baccarat or another provider’s game.
Suppose the accepted bets are Player 100 and Tie 10, for a combined cost of 110. There are no other stakes, fees or transactions. The following are separate possible outcomes for those same two bets.
| Completed result | Return from Player 100 and Tie 10 | Combined return minus cost 110 |
|---|---|---|
| Tie on 7 | Player 90 + Tie 50 = 140 | Net +30 |
| Tie on 12 | Player 90 + Tie 890 = 980 | Net +870 |
| Player 10 beats Banker 9 | Player 200 + Tie 0 = 200 | Net +90 |
| Banker 10 beats Player 9 | Player 0 + Tie 0 = 0 | Net −110 |
The first row is a useful check against two common mistakes. It is not +40 for the whole round: the Tie bet’s 40 profit is reduced by the Player bet’s 10 loss. It is also not a 150 return, because the main stake did not receive a full 100 refund under the stated terms.
Start with a balance of 1,000 to follow it another way. The two stakes leave 890. The Tie-on-7 settlement returns 140, leaving 1,030, so the account has gained 30. If you placed only the Tie stake, you would instead calculate only that stake’s result; you cannot add a main-bet refund for a bet you never made.
These are conditional settlement examples, not a recommendation to combine the bets. Adding a second stake adds cost and can increase the loss when neither bet wins, as the last row shows.
Why the 88:1 tier is not as common as the 4:1 tier
The size of a displayed payout does not tell you how often its condition occurs. To see the difference, use a simple model of four fair, independent six-sided dice. With the dice treated as distinct positions, there are 6 × 6 × 6 × 6 = 1,296 equally likely outcomes.
One side can total 7 in six ordered ways: 1–6, 2–5, 3–4, 4–3, 5–2 and 6–1. Both sides totaling 7 therefore gives 6 × 6 = 36 four-dice outcomes. One side can total 2 only as 1–1, so a Tie on 2 has just one outcome. A Tie on 12 likewise has just one, with all four dice showing six.
Group all the totals by the paytable and the count becomes:
| Tie payout tier | Matching four-dice outcomes | Chance per round in this model |
|---|---|---|
| 88:1, total 2 or 12 | 2 of 1,296 | About 0.154% |
| 25:1, total 3 or 11 | 8 of 1,296 | About 0.617% |
| 10:1, total 4 or 10 | 18 of 1,296 | About 1.389% |
| 6:1, total 5 or 9 | 32 of 1,296 | About 2.469% |
| 4:1, total 6, 7 or 8 | 86 of 1,296 | About 6.636% |
All Tie tiers together account for 146 of 1,296 outcomes, about 11.265%. That is the chance of any Tie in a round under these assumptions, not the chance of an 88:1 result. The other 1,150 outcomes are not Ties.
You can also check why a large top prize does not make the Tie bet a positive-return bet. For one unit staked on Tie, the model’s total winning returns across all outcomes are:
2 × 89 + 8 × 26 + 18 × 11 + 32 × 7 + 86 × 5 = 1,238 units.
Divide by all 1,296 outcomes, including the losing ones, and the theoretical return is about 95.52% of stakes, or a theoretical average loss of about 4.48%. This is a long-run calculation for the listed schedule and model, not a promised loss per session, a measured result from our site, or a countdown until the next rare Tie.
What to keep if the recorded payout does not match
Save the round identifier, exact game/provider, all four final dice, both final totals, the relevant paytable and every accepted stake. Keep the displayed amount’s label too: “profit,” “total return” and a balance movement answer different questions.
For a disputed Tie, first establish the shared total and its correct tier. Then separate the Tie settlement from any Player or Banker settlement. Finally, add the actual returns and subtract all actual stakes. A cropped image of a Tie banner without the final total or the bet breakdown cannot establish which payout was due.
Common questions
Both sides rolled a double. Does that always pay 88:1?
No. Player 3 + 3 and Banker 3 + 3 make a Tie on 6, which belongs to the 4:1 tier here. Both sides rolling doubles is not the definition of the top tier. The shared total must be 2 or 12 for 88:1.
Player has 12 and Banker has 2. Is that the rare Tie tier?
No. “2 or 12” means both sides share one of those totals: 2 against 2, or 12 against 12. A 12-versus-2 result is a Player win, and an accepted Tie bet loses.
Does a Tie result mean I receive a Tie prize automatically?
Only a valid accepted Tie stake receives that bet’s payout. A Player stake is not transformed into a Tie stake when the totals match. In the cited account rule it receives the stated 90% return instead.
If 88:1 has not appeared for many rounds, is it due?
The model’s next-round probability is unchanged by an earlier run of results. The 2-in-1,296 count is not a guarantee that each block of 1,296 rounds contains exactly two top-tier Ties. It cannot establish a reason to chase a missing payout.
Rules were checked against Evolution’s Bac Bo game explanation and win2day’s Bac Bo supplementary terms. The four-dice enumeration, stake accounts and illustration are Dubai7’s own teaching work. Another version must be checked against its own rules, particularly the treatment of main bets on a Tie.